Meanwhile, the personal lives of the protagonists begin to spiral out of control. At that moment he realizes that the author could not be other than Townley himself, recognizing him from a phrase he said on the day of the initial robbery. Trevor Philips, the other survivor of the Ludendorff robbery, finds out about the robbery by watching television. They agree to pay their debt through the money obtained from a robbery at a branch of the Vangelico jewelry chain. Iracundo, Madrazo locates De Santa and demands compensation from him. Unfortunately for him, the property belongs to Natalia Zverovna, the lover of Mexican drug lord Martín Madrazo, a woman who happened to be a student of the aforementioned trainer. Later, when Michael discovers his wife Amanda in bed with his tennis coach Kyle Chavis, he and Franklin chase him to a mansion, which Michael angrily destroys. Clinton is fired, but he and De Santa become friends. When he drives on the way to the dealership, he forces him to crash the car against the shop window.

Concerning that his son is about to become a victim of credit fraud, Michael hides in the vehicle and confronts Franklin. Nine years later (2013), Franklin Clinton, who works as a vehicle repossessor at a car dealership, along with his friend Lamar Davis, is asked to recover a vehicle belonging to Michael’s son Jimmy, who is behind in the payment of its acquisition. Michael is presumed dead and is placed under witness protection by the corrupt FIB agent Dave Norton, a close friend of the same, thus transferring him with his family to Los Santos (San Andreas) with a new identity: “Michael De Santa”. But everything goes wrong because Dave instead of shooting Trevor, shoots Brad and Trevor escapes.

Michael, wanting to escape from that life then, plans a fake heist alongside corrupt federal agent Dave Norton (Dave had to kill Trevor and arrest Brad while Michael faked his death). In 2004, Michael Townley, Trevor Philips, and Brad Snider were bank robbers living in Ludendorff, in the state of North Yankton (based in North Dakota ).

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